Crypto Risk Disclosure

Draft — pending legal review. Replace via /admin/content/legal/risk.

Crypto is volatile

Cryptocurrency prices can change significantly in minutes. The amount you receive in local currency is locked only at the moment your trade is confirmed.

On-chain risks

• Blockchain confirmations can be delayed during network congestion.
• Sending from the wrong network (e.g. ERC-20 USDT to a BEP-20 address) will result in permanent loss. Always double-check the network before sending.
• Transactions are irreversible once broadcast.

Execution risks

• Deposits that arrive after the trade expiry window may be held for refund at the then-current market rate.
• Third-party exchange partners may experience outages affecting small-value routing.

Payout risks

• Bank or mobile-money payouts may be delayed by the receiving institution.
• You are responsible for ensuring the payout account is active and correct.

No financial advice

Smokoin does not provide investment advice. Consult a licensed advisor before making financial decisions.